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Advocacy in action blog

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NAIFA State Advocacy in Action: Montana Rate-Setting Law Signed

By NAIFA on 4/22/21 8:42 AM

Montana Governor Greg Gianforte has signed legislation that revises state non-discrimination laws to allow insurers to consider insured individuals’ gender and marital status when setting rates for insurance premiums. NAIFA’s Montana chapter worked with state Commissioner of Securities and Insurance Troy Downing to craft and promote the legislation. NAIFA-MT members testified on its behalf at hearings in the state. The commissioner cited research by NAIFA-MT in his press release on the legislation.

Topics: State Advocacy Grassroots Montana Underwriting & Risk Classification
1 min read

NAIFA-MT Promotes Favorable Auto Insurance Ratemaking Bill

By Julie Harrison on 3/17/21 1:58 PM

The Montana State Legislature is considering a bill that would end the state’s practice of treating all people, regardless of gender, the same by insurance companies when setting rates and product offerings.

Topics: State Advocacy Grassroots Montana Underwriting & Risk Classification
1 min read

NAIFA-CA Helps Alleviate Industry Concerns with HIV Modernization Bill

By NAIFA on 9/4/20 12:05 PM

The California State Legislature recently passed a bill to prohibit life and disability income insurance providers from denying coverage to HIV-positive individuals. The bill, initially introduced as SB 961 by Sen. Lena Gonzales (D), was initially concerning to NAIFA. Together with the Association of California Life & Health Insurance Companies (ACLHICI) and the American Council of Life Insurers (ACLI), NAIFA worked with Gonzales to amend the bill to give insurers more underwriting flexibility, while still prohibiting them from declining applicants based solely upon an HIV test.

Topics: State Advocacy Grassroots California Underwriting & Risk Classification

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