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Interstate Advocacy

NAIFA helps shape model state laws and regulations

NAIFA is actively involved with the National Association of Insurance Commissioners (NAIC) and National Council of Insurance Legislators (NCOIL), participating in their meetings and calls. NAIFA experts provide testimony, letters, and assistance drafting model legislation and regulations, as well as other resources. They also serve on the National Insurance Producers Registry, an affiliate of the NAIC that addresses licensing matters, and the Industry Education Council to NCOIL.

This input is used by state insurance commissioners and legislators BEFORE proposals are even made. The model laws and rules are used across the country, impacting the business practices of producers and the financial wellbeing of consumers.

When the NAIC or NCOIL produces a model policy with NAIFA's backing, our association's state advocacy teams and grassroots network work to have the model adopted by state governments.



Resources and Comment Letters







Featured State: Maryland

NAIFA advocacy is working to ensure state laws and regulations do not adversely impact advisors, their clients or other consumers.

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Regulation Best Interest

SEC proposal would provide greater protection and a higher standard of care for consumers.

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Fiduciary (Retirement Accounts)

NAIFA encourages lawmakers and regulators to be certain that all levels of investors have access to affordable, reliable advice.

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Long-Term Care

NAIFA supports proposals to increase consumer options in the LTCI market and incentivize the purchase of LTCI coverage.

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Retirement Savings

NAIFA encourages Congress to pass the Setting Every Community Up for Retirement Enhancement Act, commonly known as the SECURE Act.

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Tax Reform

NAIFA supports policy that encourages Americans to protect the financial security of their families.

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NAIFA supports federal agent licensing reform legislation known as “NARAB.”

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Health Reform

NAIFA outlines proposals that should form the basis of legislation that would repeal and replace the Affordable Care Act.

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Medigap Coverage

'Policymakers' proposed changes to Medigap coverage would have a negative impact on seniors who rely on this important coverage option.

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Medical Loss Ratio

The MLR threatens consumer access to affordable and informed health insurance agents and brokers.

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