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Advocacy in action blog

3 min read

New Rule Bolsters Protections for Nevada Annuity Consumers

By NAIFA on 11/19/24 10:55 AM

American Council of Life Insurers (ACLI) President and CEO David Chavern and National Association of Insurance and Financial Advisors (NAIFA)—Nevada Political Action Committee Chair Jarod Morgan issued the following joint statement on the best interest annuity rule approved recently by the Legislative Review Committee and supported by the Nevada Division of Insurance:

Topics: Press Release Annuity Best Interest
1 min read

NAIFA's Boyle Discusses LTC Policy Matters at OneAmerica Summit

By NAIFA on 11/13/24 5:09 PM

NAIFA Senior Vice President for Government Relations Diane Boyle participated in a legislative panel at OneAmerica's Long-Term Care Summit. The summit featured discussions by industry thought leaders focused on the future of long-term care, covering everything from industry trends and government and regulation considerations to consumer perspectives.

Topics: Long-Term Care State Advocacy Federal Advocacy Lifetime Healthcare Center
2 min read

Post-Election 2024: The Impact on Insurance and Financial Services

By NAIFA on 11/11/24 11:29 AM

Join us on Tuesday, December 3, 2024, at 3 pm Eastern as NAIFA’s Government Relations team unpacks the results of the 2024 general election and its implications for insurance agents and the broader financial services industry. With a new administration, shifts in the Senate and House, and changes across 11 gubernatorial offices and 85 state legislative chambers, this webinar will provide valuable insights on the challenges and opportunities that lie ahead.

3 min read

The Election Brings Big Changes. NAIFA's Advocacy Is Ready

By Kevin Mayeux on 11/6/24 11:31 AM

The campaigns are done, the voting is over, and the results are becoming clear. Donald Trump will return to the White House as the 47th President of the United States. Republicans will also control the Senate with at least 52 seats. Races determining which party controls the House of Representatives have yet to be decided (and may not be for some time).

Topics: State Advocacy Federal Advocacy
2 min read

Decisions to Cut Commissions on Medicare Advantage Plans Are Bad for Consumers

By NAIFA on 11/1/24 3:58 PM

Here we go again! Two more insurance companies, Aetna and Anthem, have informed agents that they will no longer pay commissions on new enrollments to some Medicare Advantage plans. These announcements follow similar ones by insurers earlier this year. The most recent decisions are particularly jarring because they come in the middle of the Medicare Annual Enrollment Period, when many agents are deep into the planning process with clients.

Topics: Medicare Medicare Part D
2 min read

The Super Bowl of Tax Reform: Are You Ready to Take on What’s Next?

By Diane Boyle on 10/25/24 3:44 PM

2025 is gearing up to be a high-stakes year for tax reform. For financial professionals, it’s a lot like preparing for the Super Bowl. The clock is ticking as Congress pushes toward major tax legislation, driven by the impending expiration of individual tax cuts from the 2017 Tax Cuts and Jobs Act (TCJA). Extending TCJA could add an estimated $4.5 trillion to the federal deficit over 10 years. With such a high price tag, lawmakers are on a relentless hunt for revenue, putting every corner of the financial landscape—including insurance and financial services—under intense scrutiny.

Topics: Tax Reform
1 min read

Americans need informed advice when choosing Medicare plans

By Kevin Mayeux on 10/21/24 2:03 PM

While MarketWatch columnist Brett Arends raises legitimate concerns about the complexities surrounding Medicare enrollment and the insurance brokers who assist beneficiaries (“The Medicare scandal hiding in plain sight,” Oct. 16), he unfairly paints a broad picture of financial professionals as profit-driven actors without considering the critical role brokers play helping consumers navigate the Medicare Advantage marketplace, which now accounts for more than half of all eligible Medicare beneficiaries. Agents and brokers educate consumers on how Medicare works, both broadly and in conjunction with other products such as Part D prescription drug plans, to simplify a complex decision-making process.

Topics: Medicare
6 min read

LIAM Recap: State Proclamations

By NAIFA on 10/3/24 2:34 PM

Throughout September, NAIFA and our Life Happens community promoted Life Insurance Awareness Month (LIAM) to educate consumers about the importance of life insurance and empower financial professionals to reach wider communities with LIAM-themed resources and materials. As an important part of the LIAM campaign, NAIFA chapters worked alongside advocacy partner ACLI with elected officials to get proclamations or resolutions recognizing LIAM in at least 19 states.

Topics: Life Insurance Awareness Month State Advocacy
1 min read

Preparing for 2025: Understanding Upcoming Tax Changes

By NAIFA on 10/3/24 9:43 AM

As we approach the sunset of key provisions in the Tax Cuts and Jobs Act (TCJA) set for 2025, taxpayers and businesses alike are bracing for significant changes. With the potential for major tax legislation on the horizon, now is the time to prepare.

2 min read

NAIFA Supports the Bipartisan ENABLE Act to Help Americans With Disabilities Achieve Financial Security

By NAIFA on 10/3/24 9:29 AM

More than 181,000 Americans living with disabilities have benefited from the Achieving a Better Life Experience (ABLE) program, which NAIFA has advocated for since it was first enacted in 2014. The program gives people with disabilities and their families access to tax-free savings accounts without affecting their eligibility for federal programs like Medicaid and Supplemental Security Income. Now that key provisions of the ABLE program are set to expire next year, NAIFA strongly supports the efforts of Senators Bob Casey (D-PA) and Eric Schmitt (R-MO) to extend them.

Topics: Financial Security Supported Legislation

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